Sorry for the healdine, but it’s early!
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As we end what was an historic year in real estate and every other part of our lives, I’m sharing an interview I did with Brian Larrabee of Estate of Mind, Inc earlier this year. Our conversation was focused on NH Home Values but the points raised are important to keep in mind no matter where you own (or plan on owning!).
We’ll be continuing this series of interviews in 2009 and would welcome your topic suggestions. We’d also like to hear your guest suggestions (you can even suggest yourself as a guest!). Just add suggestions to the comment section [...] Continue Reading…
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With mortgage rates, sometimes it is better to “act now”.
Earlier this week, mortgage rates fell to their lowest levels in 4 years. It happened because the Fed said it would “employ all available tools” to resuscitate the economy.
On Wednesday, however, the markets had second thoughts.
After considering the long-term implications of a near-zero percent Fed Funds Rate and the cumulative cost of government intervention to-date, suddenly, traders grew fearful that U.S. government action would devalue the dollar and lead to inflation — the enemy of low mortgage rates.
As a result, mortgage markets unwound.
At first, the exit was a slow and [...] Continue Reading…
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NH Homebuyers, like homebuyers across the country, are taking a cautious “wait and see” approach to the home buying plans and that, for many reasons, is a prudent approach to the home buying process. As we have watched home prices decline, those NH homebuyers sitting on the sidelines are feeling pretty good about their decision to hold off on buying. One of my clients, just yesterday, benefited greatly from this strategy as the house he placed a bid on less than two months ago (offer declined because it was too low) came back on the market and his great [...] Continue Reading…
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During the twenty years that I have been involved in mortgage financing, I have seen many trends born, hyped and die. I can remember before there were credit scores. I can remember when human beings made loan decisions and I can remember when the multiple listing service book (The Book) was a closely guarded tome that, if you were lucky, your real estate agent would let you peak at.
Today (as it should be) most of the information a home buyer needs to know is available on the internet and a significant (80%+) and growing sector of the home buying [...] Continue Reading…
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